Is Van Insurance Cheaper than Car Insurance?

Can I insure my van as a car?

It almost goes without saying, but a van is not a car and a car is not a van – you cannot insure a van as a car or vice versa. Although this may seem reasonably clean cut, the whole ‘van / car’ debate is not without grey areas.

For example; some large family ‘cars’ are actually classed as LCVs (Light Commercial Vehicles) whilst many double-cab pick-ups have the functionality and payload capacity of a commercial van – 1 tonne, but all the comfort and luxury features of a car.


This issue is complicated further by the purpose for which the vehicle is being classified. Vehicles can be classified by:

Manufacturers for sales and marketing purposes

HMRC for taxation purposes

Insurers for insurance purposes

Trả lời

Email của bạn sẽ không được hiển thị công khai. Các trường bắt buộc được đánh dấu *